State Farm car insurance refund?

I had State Farm insurance. They raised my rate...I cancelled. After I cancelled they drafted my account for the amount due the following month. So I paid the new insurance and State Farm. I requested a refund for the amount drafted. They sent me a check for a little less than half of what they charged me. Wen I asked why, I was told that they had to charge me for insurance I had on my cars from the first to the sixteenth of October. The draft occurred on October 20th. I am confused. When I began my payment plan I paid a month in advance. How did my payments become a partial month in arrears? Does anyone know how these payment plans work and how to get my money back? Thanks.

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